Introduction to Peer to Peer Lending

socialbanker:

Why Peer to Peer Lending?

Investment Comparison(s):

• US Treasuries (no risk with 3 years 0.35% and 5 years at 0.85% returns…)
  
• Mortgage Backed Securities (MBS - MBB) 4.5% returns insured by government.  Highly sensitive to interest rate fluctuations
  
• Peer to Peer Lending (Non Collateral Loans) This is the riskiest of loans where defaults usually result in recovery of 1-3% of original principal.   With returns 100 times higher than treasuries and 2-3 times higher than safer bonds, the challenge is to REDUCE RISK while maintaining a higher return
  
  

#P2P

source http://kianorshahmohammadi.com/post/144711805155

source http://dentaleconomicsus.blogspot.com/2016/05/introduction-to-peer-to-peer-lending.html